Not the easiest subject to discuss, but one critical to you and your family. We discuss your will, current beneficiaries (did you know that life insurance paid to a NAMED beneficiary comes income tax free and creditor free, but ONLY if you have a named beneficiary?). We take the needs-based approach, so that you know WHY you need this or that amount of insurance. It is based on what YOU want to accomplish, and it is kept within your budget. At the least, you now know how to proceed, now and in the future. And it can be done at your office, home, or meeting over coffee. You will have your questions answered honestly and competently! And you will sleep better, promise!
If you have reached that stage in life where Medicare is right around the corner, the mailings and the tv ads can be overwhelming. Who do you ask that you can trust? Medicare Supplement, Medicare Advantage, Drug Card? We make sure that you feel comfortable and questions are answered to your satisfaction, so that YOU make an informed decision. Did you know that upon reaching age 65, you need to have prescription drug coverage (unless you have comparable coverage elsewhere), or you may face a penalty when you do apply at a later age? We come highly recommended because we care...we treat you like family, our family. Think about this...if we treat you well, wouldn't you be more likely to refer us? Feel free to use the Contact Us heading, and complete the short form. We will contact as soon as is reasonable.